Sep 7

Many people think a brain injury can’t happen to them. But it can. And the potential severity of this type of injury makes choosing a brain injury lawyer critical. Before making a final decision on which brain injury lawyer to use, keep these statistics in mind to help guide your decision.

Each year, more than a million Americans are treated for brain injuries; between 80,000-90,000 experience long-term disabilities as a result of traumatic brain injuries; and more than 50,000 die from traumatic brain injuries.

Automobile Accidents and Brain Injuries

Automobile accidents are one of the leading causes of brain injuries in the United States. Whether you’re in a car, truck, SUV or 18-wheeler, an accident can cause a brain injury – even a slow-moving accident. Many people who suffer brain injuries in automobile accidents don’t even realize that they’ve done so, especially in so-called mild cases. This is what makes this type of injury so dangerous. And this is why you need an experienced brain injury lawyer.

Left undiagnosed, even a mild brain injury can lead to long-term serious health issues such as memory loss, severe headaches, personality changes and loss of sleep. The symptoms can last for years and lead to job loss, skyrocketing medical bills and the need for long-term healthcare. A seasoned brain injury lawyer can ensure that your rights are protected so you’re in a position to get the help you need – not only today, but into the future as well.

Does Your Brain Injury Lawyer Know the Following?

Any brain injury lawyer you?re considering should know certain basics. These include the difference between mild and traumatic brain injury; the long-range implications of your type of brain injury; and how to combat defense assertions that your brain injury is not serious. An experienced brain injury attorney is well schooled in slicing through complicated defense arguments, understanding complex medical jargon and researching multi-faceted cases that involve experts from many professions.

About the Author:

Contact Texas brain injury attorney, Jim S. Adler & Associates for a free case review. The firm works on a contingency basis, so you pay no retainer fees but only a percent of the recovery should your case prevail.

Sep 5

Kids these days face more health challenges than we did. Sure, we contended with polio, smallpox, deadly strains of influenza and a dozen other near-biological weapons. But as far as chronic diseases like diabetes, heart disease, and asthma, we have nothing on today’s McDonald’s generation. Without a doubt, youth obesity is one of the single-most pressing public health issues of our time; our kids are eating more bad food and getting less exercise than ever. So what’s a parent, who isn’t around 24 hours a day to police what his or her children eat or don’t eat, supposed to do to prevent their child from getting on the ‘fat train?’

First, even though it is impossible to always prevent your child from eating junk food, which abounds around Dallas, it isn’t much work to teach your child how to make good decisions; when kids understand the consequences of their choices and truly understand the reality of those consequences, they are more likely to make the right choices – the ones with the best consequences. In the case of diet, good teaching means explaining why non-junk foods are better than junk foods – they make kids stronger, give them more energy, and will even help them to grow, which in turn makes them better-looking (girls respond better to this.) Other than that, the detrimental effects of bad-tasting foods can be underscored, but not so much that you demonize all unhealthy food. Unhealthy food does have a place at the table inasmuch as a good dessert can bring people together, or inasmuch as a donut can be a much-needed afternoon pick-me-up. In this sense, moderation is the one dietary rule that can be underscored that will help children make the right choices about what they eat.

Secondly, encouraging kids to get exercise beyond their regular-scheduled physical education classes is crucial to instilling the value that exercise leads to better health and an improved sense of well-being and happiness, which has been proven time and time again by research. Here in Dallas, kids karate presents an ideal way to ensure that your children are getting regular physical activity – and activity that they are sure to love. The applicability of karate for kids in a school setting is multi-faceted. First, knowledge of karate will give kids the tools they need to defend themselves against bullies if need. Second, regular activity and the achievement of goals will improve their sense of accomplishment and self-worth. Third, regular practice of discipline will make it easier for children to focus outside the classroom, and last, they are sure to avoid the obesity trap with all those regular punches and kicks!

Aug 25

A managed future, by their very nature, is a diversified investment opportunity. Commodity trading advisors have secured the ability to trade in over 150 different markets worldwide. Many managed future funds can further diversify by using several commodity-trading advisers with different trading approaches. 

The benefits of managed futures funds within a well-balanced portfolio will include:

    * Opportunity for reduced portfolio volatility risk

    * Potential for enhanced portfolio returns

    * Ability to profit in any economic environment

    * Opportunity to participate easily in global markets

One of the primary benefits of adding a managed futures funds component to a diversified investment portfolio is that it just might decrease portfolio volatility risk. This risk reduction contribution to the portfolio is probably due to the low to slightly negative correlation of managed futures funds with equities and bonds. One of the key tenets of Modern Portfolio Theory, as developed by the Nobel Prize economist Dr. Harry M. Markowitz, is that more efficient investment portfolios will be created by diversifying among asset categories with a low to negative correlations. 

While managed futures funds may decrease portfolio risk, they can also at the same time enhance overall portfolio performance. For example, adding managed futures funds to a traditional portfolio improves the overall investment quality. This is proven by an extensive bank of academic research, beginning with the a study of Dr. John Lintner of Harvard University, in which he writes that “the combined portfolios of stocks (or stocks and bonds) after including judicious investments… in leveraged managed futures funds accounts show substantially less risk at every possible level of expected return than those portfolios of stocks (or stocks and bonds) alone.”

Managed futures commodity trading advisers can take advantage of price trends. They can buy futures positions in anticipation of a rising market or they can sell futures positions if they anticipate a falling market. For example, during periods of hyperinflation, hard commodities like gold, silver, oil, grains, and livestock tend to do good, as do the major world currencies. During deflationary times, managed futures funds provide an opportunity to profit by selling into a declining market with the expectation of buying, or closing out the position, at a lower price. Commodity trading advisers can use strategies employing options on managed futures contracts that allow for profit potential in flat or neutral markets.

The establishment of global futures exchanges and the accompanying increase in actively traded contract offerings has allowed commodity-trading advisers to diversify their portfolios by geography as well as by product. For example, managed futures funds accounts can participate in at least 150 different markets worldwide, including stock indexes, financial instruments, agricultural products, precious and nonferrous metals, currencies, and even energy products. Commodity trading advisers as a result, have many opportunities for profit potential and risk reduction among a broad array of non-correlated markets.

Aug 20

Acupuncture refers to a technique of inserting and manipulating fine filiform needles into specific points on the body with the aim of relieving pain and for therapeutic purposes. According to acupuncture theory, these acupuncture points lay along meridians which qi, a kind of vital energy, is said to flow. There is no generally accepted anatomical or histological basis for these concepts, and modern acupuncturists will probably view them in functional terms rather than structural terms. Acupuncture is said to have originated in China and is very much associated with Traditional Chinese Medicine (TCM). Different kinds of acupuncture such as Classical Chinese, Japanese, Tibetan, Vietnamese and Korean acupuncture have been practiced and taught throughout the world for centuries.

While acupuncture has been and will probably continue to be a subject of active scientific research since the late 20th century, its effects are not very well understood, and does remains controversial among researchers and clinicians. The body of evidence remains inconclusive but continues to be active and growing.  In 2007 a review by a famous scientist finds that the emerging clinical evidence does seems to imply that acupuncture is effective for some but not for all conditions.

Article Source:  Kankakee Acupuncture 

Aug 13

Let us start by explaining what a press release really is. By definition, a press release is simply, a statement created for distribution to the media. In addition, the purpose of a press release is to give a journalist information that will be useful, accurate and interesting. That makes since, right. Being useful, accurate, and interesting, that easy.

Press releases are actually cookie cutters. Once you have gotten the hang of writing one, all you have to do the next time, is fill in the blanks. Press releases will always conform to an established format, and journalists can receive so many press releases a day. They have a set standard and expectation that must be conformed to so that your press release will even be read, let alone published. If your press release is printed as is, without changing a word, then you have conformed to the journalistic standards of that particular medium. Write on, you are going to do a great job!

Press releases should always be printed on company letterhead. If this is not possible, adding the company logo would then be essential. The companies name, web address, location and phone number should be printed at the top of the page. At the top of the page in caps and bold center, you should spell out “PRESS RELEASE”. The press release contact name should be underneath the writing with all contact numbers printed clearly underneath. If this is for immediate response, say so, on the left margin directly above the title in caps.

The next important component of the press release would be the “Headline” or “Title”. It should also be centered and in bold, and it should capture the journalist’s attention. The press release title should be short but eye catching, grabbing the attention of the journalist, impressing them enough to read it.

Now you are ready for the useful, accurate, and interesting “body” of the press release. The body of the press release will need to begin with the date and city for which the press release is originated. The body itself of the press release should be very basic such as who, what, where, when and why. The first paragraph should be a brief description of what the press release is actually about. The second paragraph explains in more detail; who cares; why should you care; where you can find it; and when it will happen. Also included in the second informative paragraph is usually a quote that can give the release a personal touch. Press releases and news stories will be boring to journalists without a human interest to go along with it. The third paragraph would need to be a summation of the release and further information on the company with the company contact information clearly written out.

The content of a press release, and should be typed in a clear and basic font such as “Times New Roman” for example, and double-spaced. If the press release is longer than one page, the second page should indicate “Page 2” in the upper right hand corner. The journalistic standards have set clear and basic parameters to define the end of the press release: ###. Three # symbols, centered directly underneath the last line of the release will clearly indicate the end of an article.

So, the next time you are tasked with writing a press release for your company, you will know the basic rules as well as useful, accurate and interesting information portrayed within the set journalistic guidelines. You now know how to write a press release, so go for it and have fun.

Aug 6

Still thinking about the best theme for your kids party? Ideas are aplenty – here are some more to get your creative juices flowing:

·         A campout. Build a campfire and sing songs, roast marshmallows and hot dogs. This would be a great idea for a party at dusk. If it’s a sleepover party, all the kids could sleep in tents in the backyard, but that’s not necessary.

·         A circus. Have carnival games, a clown, and cotton candy! Try to replicate the atmosphere of a circus show for all the little ones!

·         Mystery. A lot of adults enjoy going to murder mystery-type dinner shows. Why not do something similar for the kids party? Ideas may not revolve around murder (could be a little grim for the kids) but something like “The Case of the Missing Birthday Cake” or something along those lines could be lots of fun for the kids.

·         Makeup party. Another one just for the girls – get some cheap lipstick, eye shadow, and blush, and let the girls beautify themselves!

These kids party ideas are still just a starting point to get your mind thinking. As you get more creative, you can come up with all sorts of ideas that we wouldn’t even think of!

Jun 30

Looking for assistance with regards to shipping cars to Canada? Look no further! Everything you need to know about international auto shipping into Canada is right here. There are many rules and regulations instilled by the Canada Customs and Revenue Agency that need to be taken into account, fees that need to be paid, and forms that need to be completed, all of which you will find listed on this page.

In addition to that, you are also able to receive free quotes from many different International Auto Shipping Companies, located in many varying vicinities. The quotes are non binding and would be a good place to start.

But before you begin, here are some rules you need to be made aware of:

•    Cars shipped to Canada have to have been purchased in either America or Mexico within the last 15 years
•    The car needing to be shipped must have been made and equipped for North American territory and must be of current year
•    Certain models of cars are not accepted for international auto shipping into Canada, and will need to be cleared with the Canada Customs and Revenue Agency before they will be regarded as fit for entry
•    Certain alterations might need to be made before transport is accepted. These alterations must meet the criterion set out by the Canada Motor Vehicle Safety Act
•    Duty and tax on the car must be up to date before it is considered
•    All documentation for the vehicle must be available on hand for submission

If all of the above principles are met, you will find that your journey through international auto shipping is uncomplicated and stress free. Failing to meet these points will result in your request being declined.

Fees involved:

•    Please note that there are a number of fees involved when considering international auto shipping to Canada
•    The RIV (Registrar of Imported Vehicles) fee and excise tax are the primary fees and are compulsory
•    Excise tax will vary according to your vehicle

Forms needed:

Before proceeding further with the paying of your fees and duties with the Canada Customs and Revenue Agency, make sure that the appropriate forms are filled out and that the relevant documentation required for international auto shipping are attached.

•    Vehicle Import Form I:

This form must be submitted to the Customs Authority, along with the vehicle’s original receipt of purchase and the documents detailing the origin of the shipment. Payment of fees and duty would then need to be made and the document will be stamped reflecting clearance. From here, the clearance figures will be sent to the RIV who will forward Vehicle Import Form II.

•    Vehicle Import Form II:

This form needs to be completed by and presented to the Federal Inspection at Canadian Tire. Provided your documentation is in order and all the requirements set out above have been met, your submission will be filed as successful.

Bear in mind that the import rules for international auto shipping will vary according to each model, make and age of car as well as where the vehicle was purchased. After digesting all the above information you might want to start getting some free quotes using the online form. Good Luck!

International Moving

Jun 25

If you have just moved into a home for the first time on your own or perhaps into a climate that gets very cold during the winter, you might not think about this water damage prevention technique, but in the winter time it is a very important thing to remember.  This is the fact that water pipes can freeze, burst, and spill gallons upon gallons of water into or underneath your house.  This typically happens when the temperature gets under about 20 degrees.

The water pipes that you can get access to fairly easily should be insulated with something to keep them warm and you need to realize that your pipes need to be exposed to as much warm air as possible during the winter to keep them from freezing up and bursting.  If the area of concern is the kitchen or the bathroom, then you can open the cabinets so that the pipes underneath are exposed to the warm air of the household.  Leave them this way as long as the temperature is under freezing outside and the pipes should have quite a bit of protection from bursting. 

Make sure you know where your stop tap is in case the pipes do happen to burst.  Knowing where this is located will make sure that you can turn the water off as quickly as possible should there be an incident.  Labeling it is also a good idea.

If you are spending the winter in a warmer climate, you should have a relative or a friend check on your house and make sure that the pipes have not burst or frozen up. 

Sometimes leaving a little bit of water running during the coldest parts of the winter is something that you can do to help prevent the pipes from freezing.  Flowing water through the pipes is more difficult to freeze than standing water.  They are less likely to freeze as quickly as pipes that have standing water inside them.

Your insurance policy will probably cover a burst pipe, since water damage is generally covered under these conditions.  The only time that water damage is not covered is when it is caused by a hurricane or a flood and you do not have insurance for these events.  Taking care of water spills like a burst pipe quickly is also very important to prevent the growth of mold in your home.  This can be a serious health risk to your family and pets if it is allowed to start growing and it usually does after about 48 hours.

Houston Water Damage

Jun 22

If your insurance adjuster claims that mold has been around for many years longer than we have and that it does not to the damage that the media and health community say that it does, then perhaps something you should have them read up on is a verse that comes straight out of the Bible and blatantly talks about homes that are diseased.

It is called a “leprous plague” in the scripture Leviticus 14:34; it appears growing on the walls and if a family went to the priest and said “my house is diseased”, it was ordered that the people leave the house so the priest could go in and examine it.  If it was determined to be diseased, then the stones of the house were to be removed and taken to a place that was away from town and from where people resided so that others would be safe from the plague.  Stones were brought in to replace the ones that were removed and it was watched to see if the mold returned; if it did return, the entire house was torn down and all the debris was taken to where the first stones were dumped.  

Mold was serious business in Biblical times just as it is today, but back then there were no formal antibiotics or fungicides to help get rid of the mold either in the body or on a person’s property, so most of the time it simply had to be torn down and replaced.  Even the deaths of the firstborns of Egypt are sometimes attributed by scholars to the presence of mold on the food that was stored underground after the locusts came.  If the food was contaminated with almost any mold, especially Stachybotrys atra, it is speculated that it would have been what killed all the firstborn children in Egypt at the time because during that period, it was customary for the eldest Egyptian child in a family to receive a second portion of food.  Food that has been stored underground, especially if it was stored directly on top of the soil, would have been a perfect food also for mold.  The Jews alive at the time would not have suffered from this plague because they ate herbs, lamb, and unleavened bread, which should have been safe from any mold contamination.

So, do not let your insurance adjuster fool you by trying to downplay the seriousness of mold.  It was serious over 2,000 years ago and it is just as serious today.

Detroit Commercial Flood Cleanup

Jun 18

One thing that most people who own a cell phone or a laptop are very concerned and careful of is spilling water or another liquid onto it. It happens quite often and can easily put you out $100 and up, depending on what the liquid ruins. Maybe you like to drink a cup of coffee while you’re working and you reach over for a pen and it topples onto your keyboard or maybe you’ve dropped your cell phone into the toilet or the bath tub. No matter how the liquid came into contact with your electronic device, most of the time you assume that it’s completely dead and there’s nothing that you can do about it. Sometimes this really isn’t the case.

Even if you completely submerse a CD player or other electronic device in water, if it’s not powered on at the time, it can usually be saved if you allow it to dry out completely before trying to turn it on and use it. One thing to worry about, though, is how long the object is allowed to stay in the water. Depending on what the inside is made out of, it may or may not absorb water and expand the longer it stays submerged. Wait at least a few days before trying to power on the device again and allow it to dry out naturally.

If you have a device that is powered on when it comes into contact with a liquid substance of any kind, unplug the device from the wall or from your car’s cigarette lighter or whatever power source it happens to be using at that moment. Remove any batteries that could accidentally be instructed to supply power to the device by pressing a button.

If you have an item that has been water damaged by more than just spilling a cup of liquid on it or just dropping it in the toilet, it’s best to consult a professional. For example, a computer that has been submerged in flood waters for a period of time isn’t that likely to be recovered, but with the right care and proper conditions, it can be done. It all depends on the circumstances of your situation, but whatever you do, don’t try to power on the device or use it in any way before it’s dry, no matter what size or kind of device it may be.

Article By: Ohio Flood Damage Cleanup

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